Mortgage broker in Ajax, Ontario.

Ajax is heavily commuter-oriented, with a large share of households holding a mix of salaried, bonus, and self-employed income. How a lender reads variable or secondary income is often what decides whether an approval holds.

The mix of freehold towns, semis, and detached homes in northwest Ajax means tight appraisals and firm closing dates are common. Lining up the right lender early keeps a purchase from stalling in the final week.

Neighbourhoods served: South Ajax, Northwest Ajax, Central Ajax, Pickering Village.