← Strategy Library
Strategy · 5 min read
The Quietly Common Mortgage Mistakes
A short list of the most expensive - and most quietly common - missteps Ontario homeowners make.
Signing the renewal letter without comparison. Choosing the lowest rate without reviewing the fine print on prepayment, portability, and penalty calculations. Adding a HELOC late in the process when it should have been part of the original structure.
Most mortgage mistakes are not dramatic. They are quiet - small choices that compound over years. The right time to catch them is before signing, not after.